Normas del programa Recomiende a un amigo de Regions
Aspectos básicos del programa
La recomendación.
Regions checking account and Regions Now Checking® customers, both consumer and small business can make a referral by providing the email address of a friend to a Regions associate or at offertracker.regions.com. By providing the email address, the Referrer authorizes Regions to send an email on the Referrer’s behalf to the individual or business (a “Referred Person” or “Referred Business”) inviting them to switch to Regions and explaining how to earn a reward for themselves and the Referrer. If the Referred Person or Referred Business earns a reward, the Referrer will receive at least a $50 reward.
Para ganar una recompensa de $50, la Persona recomendada debe:
Dentro de los 90 días de haber recibido la recomendación:
- Register for the program PRIOR to opening the checking account (using the referral email or in a branch); and
- abrir una cuenta de cheques personal de Regions nueva.*
Dentro de los 60 días de haber abierto la cuenta nueva:
- Make at least ten Regions Visa® CheckCard purchases that post to the new account;
- Have at least one $300 or more ACH direct deposit (such as a reoccurring payroll or government benefit deposit) post to the new account; and
- Inscribirse en el servicio de estados de cuenta en línea a través de online banking de Regions.
Para ganar una recompensa de $150, la Empresa recomendada debe:
Dentro de los 90 días de haber recibido la recomendación:
- Register for the program PRIOR to opening the checking account (using the referral email or in a branch);
- Abrir una nueva cuenta de cheques comercial de Regions y depositar al menos $500 el día en el que dicha cuenta se abre.*
Dentro de los 60 días de haber abierto la cuenta nueva:
- Make at least one Visa Business CheckCard purchase that posts to the new account; and
- Inscribirse en el servicio de estados de cuenta en línea a través de online banking de Regions.
* Las nuevas cuentas deben permanecer abiertas y en buen estado (y los estados de cuenta en línea activados) durante al menos 60 días. Visite Cuenta de cheques de Regions, tarjeta prepaga Now y Cheques comerciales de Regions para consultar las opciones de cuenta.
Eligibility and Exclusions. Must be at least 18 years old to be eligible for reward. Referrer be a Regions customer with a current Regions deposit account, Now Card, credit card, investment account, loan, line of credit, or similar Regions product or service that is in good standing. Employees of Regions Bank, Regions Financial Corporation, or affiliates are not eligible for the personal checking or business checking offer. The Referred Person and Referred Business cannot have (or have had) an ownership interest in a Regions deposit account within twelve months of the referral. The Referrer and the Referred Person and/or Referred Business cannot be the same person or share the same email address. Regions may report the value of the bonus to the IRS; anyone without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien), or has been notified they are subject to backup withholding, or non-resident aliens signing Form W-8 are not eligible for the offer. If ineligible for any reason, no notice or reward will be provided. Offer subject to change without notice—including special offers.
Online Statements and Email. The Referred Person or Referred Business must remain enrolled in Online Statements for at least 60 days. Regions Online Banking requires either a Social Security or Taxpayer Identification Number. Alternative enrollment procedures may be available in a branch for a Referred Person. When opening the checking account and enrolling in Online Statements, the Referred Person or Referred business must use the email address to which the referral was sent, which must remain unchanged until fulfillment. Your friends’ email addresses will only be used for the program, not sold to third parties or used for other marketing solicitations. If the email address provided to us by the Referrer is on our opt-out list or incorrect, the referral may not be received.
Rewards. At Regions’ sole discretion, your reward will come as a Visa® Rewards Card, a check, or be deposited directly to your Regions checking account within 120 days of completing all the requirements in Offer Tracker. Reward Cards are only valid for six months after issuance and will be mailed to the physical customer address (used at time of registration within Regions Offer Tracker), within 120 days of all requirements being met. Reward Cards are subject to the Terms and Conditions delivered with the cards, including transaction-type limitations. To check card balance, report a stolen card or suspected fraud, please contact Visa directly at 1-866-591-4438.
Maximum Reward. You can receive up to $500 per calendar year in referral rewards. If one recipient receives more than one referral, only the first Referrer to send a referral (according to Regions’ records) may receive a reward. The Referred Person or Referred Business may only receive one reward for accepting a referral but can receive rewards as a Referrer for making other referrals. This offer may not be combined with other offers and may end or be changed without notice.
Status of Incentive. By participating in the program, each party waives all rights of privacy and confidentiality relating to their status as a Regions customer, and releases Regions and its employees from all liability in this respect. The Referred Person and Referred Business authorize Regions to disclose their program status to the Referrer at Regions.com/myoffertracker (i.e., what requirements have been met, if any).
Deposit Account Disclosures. Minimum opening deposit is $50 for personal and $100 for business checking accounts. The Annual Percentage Yield (APY) paid on LifeGreen Preferred Checking® and Regions Business Interest Checking accounts is based on account balance and as of December 9, 2024, was 0.01% on all balances. No interest is paid on other personal or business checking accounts. Regions may change the APY at any time. A monthly fee may apply depending on account type but may be waived on some accounts if certain conditions are met. Fees may reduce earnings. All deposit accounts are subject to the Regions Deposit Agreement. Recipient is responsible for any resulting taxes. Accounts opened in Iowa may be subject to a 6% Iowa Sales Tax.
Posting of Purchases. CheckCard purchases do not always post to the account immediately—the timing depends largely upon the merchant. Purchases include payments made using the CheckCard number, but not ATM or “pending” transactions or payments made using digital payment technology, such as Zelle®.
ACH Direct Deposit. Any deposits of at least $300 that are made using the Automated Clearing House (ACH) network will count towards fulfilling the ACH direct deposit requirement, provided they post before the deadline. Note that some digital payment technologies use the ACH network and some do not (such as Zelle®). If you do not know whether a specific digital payment technology uses the ACH network, contact the provider or a Regions banker.
Business Deposit. Business deposits must be $500 or more made on the same day as the checking account is opened. Transfers from an existing Regions account are excluded. Zelle® transfers excluded.
©2024 Regions Bank. Member FDIC | Regions, el logotipo de Regions y la bicicleta de LifeGreen son marcas registradas de Regions Bank. El color de LifeGreen es una marca registrada de Regions Bank. Visa es una marca comercial registrada de Visa, Inc. Visa no es participante ni patrocinador de esta promoción.
Control de versiones
27 de diciembre de 2024
- Clarified that customers earn a reward, which at Regions’ sole discretion, will come in the form of a Visa® Rewards Card, a check, or deposited directly to the customer’s Regions checking account
- Changed Reward Cards section to Rewards
- Clarified Regions’ employees are not eligible for either the personal or business offer
- Updated deposit account disclosures APY date to as of December 9, 2024
21 de octubre de 2021
- Se eliminó la referencia a "LifeGreen" en el corte del consumidor para que se pueda incluir la nueva cuenta de cheques Regions Now en este programa.
- Se editaron los párrafos de "Elegibilidad y exclusiones" y "Recompensa máxima" para permitir que los asociados de Regions participen en el programa para una prueba piloto, sujetos a algunas restricciones.
- Se quitaron las cursivas en la segunda referencia a Zelle, debido a cambios en las pautas de la marca Zelle.
- Se agregó una oración que dirige a los lectores a ciertas páginas de regions.com para consultar las listas de las cuentas elegibles.
9 de febrero de 2022
- Se eliminó la referencia a participación del empleado ya que los Empleados no son elegibles para participar en el programa
20 de abril del 2023
- Los clientes certificados de cuentas de cheques para consumidores y pequeños negocios de Regions se inscriben automáticamente en el programa Recomendar a un amigo y no necesitan registrarse antes de recomendar
16 de mayo de 2023
- Eliminación de "(a excepción de los asociados de Regions, quienes solo podrán recibir hasta $200)" debido a que los asociados no pueden participar
Junio 2, 2023
- El registro en el programa especificado para clientes potenciales recomendados se debe completar antes de la apertura de la cuenta de cheques.
- Se aclaró que, para los depósitos comerciales, no se incluyen ni se cuantifican las transferencias de cuentas de Regions.
24 de julio de 2023
- Las transferencias Zelle® observadas están excluidas de cualquier inconveniente de depósitos.
25 de agosto de 2023
- Enlace de recomendación actualizado para recomendaciones de clientes
17 de octubre de 2023
- Requisitos de exclusión aclarados
Rev.12/17/2024