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Business CDs

Knowing that no two customers have the same future plans or current life circumstances, Regions offers a variety of Business CD plans. One of our bank representatives will be more than happy to help you choose the Business CD plan that best lives up to your expectations and meets your financial needs. And we'll always be there to help you adapt your accounts as your needs change over time.

  Compare Accounts - Business CDs
Features & Benefits
Key Difference
Earn a competitive rate and predictable return with little to no risk
After the Advantage CD has been open seven days, you will have the option to close the account any time before its initial maturity without penalty and open a new CD account at our current rates2.
Balanced Required to Open
  • $500 for terms 90 days or longer
  • $2,500 for terms 7-89 days
  • $10,000
Available Rates
  • Customers with a Regions checking account may qualify for a premium (Relationship) interest rate on a CD1
  • Customers with a Regions checking account may qualify for a premium (Relationship) interest rate on a CD1
Interest Earned
  • Compounded daily and paid according to the terms of the CD: Monthly, quarterly, semi-annually, or annually. If the terms is one year or less, interest can also be paid at maturity.
  • If the term is one year or greater, the interest is credited to the account quarterly unless interest disbursements are set up.
  • Compounded daily and paid according to the terms of the CD: Monthly, quarterly, semi-annually, or annually. If the term is one year or less, interest can also be paid at maturity.
  • If the term is one year or greater, the interest is credited to the account quarterly unless interest disbursements are set up.
Interest Tiers
Rate is fixed for the term of the CD, but Relationship Pricing rates are subject to change if the customer does not maintain relationship requirements1
Rate is fixed for the term of the CD, but Relationship Pricing rates are subject to change if the customer does not maintain relationship requirements1
 

 

Important Disclosures:

Regions CDs are uncertificated time deposit accounts and subject to the terms and conditions of the Regions Deposit Agreement and other related disclosures, terms, and conditions. This page is not an offer or contract and does not amend the Deposit Agreement, the terms of which govern and control. Rates offered for CDs may be changed at any time without notice. Account balance must be less than $1,000,000. Interest on CD accounts with terms longer than 12 months must be paid at least annually. Substantial penalty for early withdrawal. Fees could reduce earnings on Account. See Deposit Account Agreement for details. Promotional rates may apply to certain accounts, are for a limited time only, and cannot be combined with other bonus rate offers.

1. The Relationship Pricing interest rates and Annual Percentage Yield (APY) are available to depositors who meet the following relationship requirements for the entire applicable term of the account: (i) the time deposit term must be at least 32 days, (ii) the primary or secondary designated owner on the time deposit must be the primary or secondary designated owner on a Regions Bank checking account, and (iii) the checking account must be and remain open during the entire term of the time deposit. If you do not meet the bank's relationship requirements, your account will earn the lower Standard Pricing interest rates and APYs. Details about Relationship Pricing and Standard Pricing are disclosed in other documentation related to time deposit accounts and are available from the Bank’s customer service representatives. Please note that IRA deposits are not eligible for Relationship Pricing.

2. Terms and conditions apply. See Advantage CD account disclosures for details. Not available for brokered deposits, or to public entities, financial institutions, or Commercial Banking customers, as defined by Regions and/or as indicated in Regions’ records.