Money Market Rates and Accounts

Why should you have to wait to invest in money market rates? With a Regions Money Market Account, you will begin earning money market rates with a small investment.

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  Regions Money Market Account1
Open Now. Money Market Rates

Account Benefits

  • With a Regions Money Market Account, you can earn a competitive interest rate and still have easy access to your funds. 
  • Regions Money Market can be linked to your Regions checking account for Overdraft Protection².
  • Transfer money between your Regions checking account and Regions Money Market without leaving home with Regions Online Banking and 1-800-REGIONS¹
Minimum Opening Deposit
  • $100

How to Avoid the Monthly Fee

  • $2,500 minimum daily balance

Monthly Fee

  • $12 (if minimum daily balance not met)

Interest Calculated

  • Compounded daily, paid monthly on collected balance
Interest Tiers
  • Under $2,500
  • $2,500 to $9,999.99
  • $10,000 to $24,999.99
  • $25,000 to $49,999.99
  • $50,000 or more


  • Online Statements3 are included with your account with the ability to view check images
  • No additional charge for Paper Statements with or without Printed Check Images.
  • $5 per month4 for Paper Statements with Deluxe Check Images.
Excessive Withdrawal/Item Fee5
  • $15 per withdrawal, transfer, or payment in excess of 6 per statement period

Bank where, when, and how you like

  • Access your account 24 hours a day, 7 days a week through Regions Online Banking3 or 1-800-REGIONS
  • Visit any one of our 1,630 branches in 15 states

Other Account Features

  • 30% discount on one safe deposit box rental per account and with an additional 10% discount with auto debit from a Regions account (subject to availability)

How to Apply

1. Regulatory limit of six (6) transfers or payments (preauthorized, automatic, by telephone, or from a personal computer) including drafts, checks, debit card, or similar order (including POS transactions) payable to a third party, from your money market account per statement cycle. The preauthorized or automatic transactions may be initiated by Telephone Banking, Regions Online Banking, or standing order. Limit does not apply to in-person withdrawals or withdrawals at an ATM. Exceeding the regulatory limit on transfers, payments or withdrawals on more than an occasional basis may result in money market account being converted to a transaction account. See pricing schedule for full details.
2. Subject to applicable overdraft transfer fees. With Overdraft Protection, if one or more transactions would overdraw your checking account, we will automatically transfer money to your checking account from your linked money market account, as provided in the Regions Deposit Agreement.  We may decline to transfer funds if the balance for the linked account is insufficient to pay the overdraft. For each transfer, your checking account will be charged the transfer fee provided in the pricing schedule, which is available at regions.com/agreements. See pricing schedule for full fee details.
3. To enroll in Online Statements, simply enroll in Regions Online Banking. You must have a valid Social Security Number or Taxpayer Identification Number in order to enroll in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts.
4. Fees will be assessed whether or not checks are written during the statement period.
5. Fee will be assessed for each transfer or payment (including checks) in excess of six per statement period.

For accounts opened in Iowa, certain account fees are subject to Iowa State Tax of 6%, which will be assessed at the time the fee is charged, unless exempt.